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Blogs
David Hensley

Fintech appears to offer very little to the older consumer but at last the gap is starting to close

The fintech revolution has transformed the way we bank, invest, and manage our finances. But while fintech has been embraced by younger consumers, older adults have been slower to adopt these new tech...

28 Aug 2023
Imagine a world without cash
Steve Haley

What is an Inclusive and Instant Payment System (IIPS)?

What’s in a Name? RTP vs RTRP vs IPS vs Faster Payments One of the fun things about working on a global trend is watching the alphabet soup of acronyms and buzzwords diverge and converge. The US and U...

25 Aug 2023
Financial Inclusion
Donica Venter

The Exponential Adoption of Digital Banking

Embarking on this article, we join Jan Ludik, CEO of Traderoot, as he delves into the rapidly expanding realm of digital banking and the indispensable role that fintech innovation plays in driving its...

25 Aug 2023
Digital Banking
Andy Downman

Making the margins: how digital payments are driving efficiencies in corporate travel

Corporate travel was forcibly grounded during the pandemic, with travel management companies (TMCs) suspending operations as ‘work from home’ orders were issued by governments (and businesses) around ...

24 Aug 2023
Fintech
Dima Kats

AI-nnovating Financial Compliance

The widespread adoption of technology within the financial industry, and the heavy streams of data being poured through financial institutions daily, have meant that compliance regulations have become...

24 Aug 2023
Artificial Intelligence and Financial Services
Karen Shidlo

Crypto Cards in 2023 - New and Longtime Players Compared

Crypto cards bridge the gap between the digital cryptocurrency world and the real-world economy, making it easier for individuals to use their crypto holdings for everyday transactions. Crypto cards, ...

23 Aug 2023
Bitcoin payments
Eddie Harrison

The neglected middle: how international payments systems are failing the majority of marketplaces

How do ecommerce marketplaces move money across borders efficiently, securely, and cost effectively? The answer to this question will vary according to the size of the organisation. For small market...

22 Aug 2023
E-commerce
John Bertrand

Global trends for Faster Payments

The trends emerging with Instant Payment Systems are: 1. Increasing in-country systems being released and promoted The latest major country to introduce instant payments is the USA. The Federal Re...

21 Aug 2023
Banking Strategy, Digital and Transformation
Sergei Artimenia

Why Do Neobanks Fail? Challenges and Lessons.

In the ever-evolving world of banking, neobanks have emerged as digital disruptors, promising a seamless and innovative banking experience. However, not all neobanks succeed in this competitive landsc...

21 Aug 2023
Banking
Eli Talmor

$500 Billion Problem Seeking for a Solution.

Let me start with an innocent question: Is it expected that someone buys Airline Ticket for somebody else? Yes, it is standard practice for someone to buy an airline ticket for somebody else. People o...

18 Aug 2023
Alternative Investments
Nicholas Holt

Will PSD3 inspire the inevitable embedded finance revolution?

Calling all payments nerds! The European Commission has published its proposal for a third Payment Services Directive (PSD3), building upon the achievements of PSD2 which sets out several key changes...

17 Aug 2023
Jamel Derdour

The Evolution of Payments: A Guide to Modern Payment Solutions

The world of payments has come a long way since the days of cash transactions and paper checks. In today's digital era, technology has revolutionised the way we make payments, offering convenient and ...

17 Aug 2023
Payments strategies 2015-2020-2030

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