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Traditional banking is no longer adequate in today's fast-paced digital environment to address the diversified and dynamic needs of modern clients. Banks have been forced to embrace new methods as cli...
When we think about the concept of financial inclusion and more particularly about underbanked and unbanked populations, we often picture developing countries where access to banking services is limit...
The fintech revolution has transformed the way we bank, invest, and manage our finances. But while fintech has been embraced by younger consumers, older adults have been slower to adopt these new tech...
Traditional banking is becoming outdated. People are increasingly preferring to conduct everything online, and if your bank does not provide such options, it will fail. This period of transition is al...
What’s in a Name? RTP vs RTRP vs IPS vs Faster Payments One of the fun things about working on a global trend is watching the alphabet soup of acronyms and buzzwords diverge and converge. The US and U...
Embarking on this article, we join Jan Ludik, CEO of Traderoot, as he delves into the rapidly expanding realm of digital banking and the indispensable role that fintech innovation plays in driving its...
It is a voucher-based system aimed to improve the efficiency and transparency of government welfare systems and other benefits. What is e-RUPI? The National Payments Corporation of India (NPCI) creat
Although the terms "neo bank" and "digital bank" can be used interchangeably, they are not similar. Before we proceed, let us clarify the primary differences between these concepts...
In simple terms, seigniorage is the profit that a government or central bank makes from issuing currency. It is the difference between the cost of producing the currency and the face value of the curr...
In a world where technological advancements continually reshape the way we live, it's no surprise that traditional financial systems are starting to show their wrinkles. But what if I told you that ma...
The Fintech Platform seeks to change how people manage their money. It offers a comprehensive set of resources and services with the goal of improving financial management, increasing savings, and fac...
Digital payments are becoming increasingly popular all over the world. In 2022, the global digital payments market was valued at over $7 trillion and is expected to grow to over $10 trillion by 2028. ...