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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
PSD3 Regulation: What To Expect and When? A recent survey by the Thales Group revealed that a staggering 38% of users are willing to switch to another provider offering better rates or services, high...
The popularity of Banking-as-a-Service (BaaS) business models are infiltrating many parts of a consumer’s life, with banks wanting to adopt platforms in order to deliver products and services to their...
In an era where customers' expectations are quickly rising, it's more important than ever for financial enterprises to offer great experiences. Other industries, such as travel and e-commerce are blaz...
Many banking platforms are built on legacy applications, which rely on outdated technology, can be costly to maintain, have poor performance, and require outdated skill sets. Modernizing legacy applic...
Buy Now Pay Later (BNPL), a short-term interest-free consumer credit solution, is increasing in popularity in the US. However, despite explosive growth in sales volumes, none of the pure-play BNP
The traditional banking model is based on the intermediation of funds. Banks collect deposits from customers and use these funds to provide loans to borrowers. The launch of Central Bank Digital Curre...
More than ever, it's crucial to keep your customers safe from threats and ensure they have a smooth payment experience. This is where Know-your-customer (KYC) and Strong Customer Authentication (SCA) ...
As technology evolves and is more present in our lives, consumers are beginning to ask why banking services cannot be as intuitive as managing their music playlists. Higher consumer expectations combi...
Unlocking the Future of Finance: The Bold New World of Open Finance We are moving towards an open finance world in which customers decide who they share their data with. Open finance refers to a trans...
Digital Payment Adoption Heightens Fraud Risks The COVID-19 pandemic has sped up the shift towards electronic payments, which is unlikely to reverse anytime soon, if ever. Credit cards were the most v...
In response to the demand for faster and more convenient payment options, the Federal Reserve has launched a plan to modernize the US payment system, including the implementation of real-time payments...
If you are a student of finance studying ALM, the last few weeks must have been quite a perfect academic period to witness the SVB debacle unfold, as you mapped this use case to some of the written do...