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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
2022 was a year of extremes in retail banking across Europe. Interest rates rose for the first time in a number of European countries, troubles of the pandemic were in the rearview, and revenue and pr...
In the fast-paced world we live in today, the desire for instant gratification has created an increasing demand for real-time payments. This need puts a significant amount of pressure on all industrie...
It is no secret that the banking industry has been rapidly digitising for several years now. According to the European Central Bank’s 2023 Banking Supervision report, 61 percent of banks are now embe...
Banks and other financial institutions have been through their fair share of ups and downs in recent years. They have lost millions to money laundering and fraud. Maximizing efficiency is necessary fo...
Treasurers recognise the value of the vast quantities of data at their disposal, no more so when markets are more volatile. When data is appropriately used it enables better, smarter decisions and fas...
The new Payment Services Directive (PSD3) proposed by the European Commission (EC) on 28 June 2023 marks a significant milestone in the evolution of the financial services industry. Designed to addres...
The talent crunch for financial institutions doesn’t stop in the IT department. Increased regulatory pressure, liquidity challenges, and margin shortfalls create pressure to have the right individuals...
Interest rates may be the most relevant metric in the financial world. No other single variable has such a profound and universal impact on the prospects of financial services firms and their customer...
In today's digital landscape, the development of a secure and efficient payment solution holds immense significance, whether you decide to build your own payment gateway or explore alternative options...
The power of personalised client offering, and digital client portals is revolutionary. Particularly for wealth providers within the United Kingdom. I'd like to explore how these two factors unite to...
Benefits and Challenges of Developing Your Own Payment Gateway Last week, I provided an overview of the payment gateway market landscape, and today we'll shift our focus to the specific benefits busi...
Thankfully it looks like the UK has dodged a 2023 recession. Things were certainly bleaker at the end of 2022 when The Economist was not asking if there would be a recession, they were just asking ho...